MUHAMMAD ROMI
Bandar Lampung city, Lampung. Indonesia +62 851 5676 2491
romimuhammad1@gmail.com
EDUCATION
Bachelor of Economics, Management program study.
Instituet Informatic and Business Darmajaya, Lampung GPA : 3.86/4.00 (2016-2020)
· Succeed making essay papers on Management of Marketing course with the title " Impulsive buying behavior on Shopee Inc., by Hedonic buying behavior, price discount, and Electronic payment". (A)
· Volunteer Teaching at Elementary School Kaliasin, Lampung (2017)
· Chosen to present the result of proposal research at The First Colloquium of IBI Darmajaya 2020.
· Internship at Bina Mandiri Sejahtera Co, I worked to implement The Risk Management of SME loan fields.
Vocational High School 1 Bandar Lampung, Accounting Major (2010-2013)
· Certification of Accounting Competence (9.26/10.00 average)
· Internship at Rural Banks Pasar Lampung Province as Credit Administration Staff
· Choose Student Council Official as a Leader Equipment Committee.
RESEARCH EXPERIENCE
Bachelor
Research, Economic Faculty Management program study. IBI Darmajaya
(2019-2020)
Analyzes Long-Run abnormal return on financial technology
firms acquisition (A Study on start-up companies In Indonesia Stock
Exchange during 2017-2020)
SKILLS
Interpersonal skill
· Official Youthcamp SMKN 1
· Manage teamwork at Colloquium of IBI Darmajaya 2020
· Creative thinking as a freelancers Photographer (2016-Currently)
· Understand to be good communication and empathetic listening for every activity in Connect English Community
· Talented As a Freelancer Photographer and provide the best service for clients
Research and Analysis
· SPSS, Eviews, and Minitab Software to analyze data of research.
· Implementation of Management Risk Credit by Improvement Credit Quality on Reducing Bad Credit at Bina Mandiri Sejahtera Co., (2019)
Project Management
Volunteer Teaching at Elementary School Kaliasin, Lampung (2017)
Organizational Skills
Best Third Baritone Player on Drum Band Competition (2012)
Time Management
Successed manage the time for studying at the college and working as a permanent employee at Bina Mandiri Sejahtera Co., for 3.5 years and achieve cumlaude predicate.
WORK EXPERIENCE
Credit Analyst at
Bina Mandiri Sejahtera Co.,
(2016-2021)
· Responsible for hold NPL under 5% through analysis of the potential customers on Small Local Business development.
· Contributing SMEs Development with processing Loans disbursement of around 9 billion rupiahs for years.
· Assessing at least 100 Loan Applications per month through responsible to direct field survey and Interviewing after ensure The Application Loans and Document requirements were complete.
· Built a Communication Customer Relationship with regular visits and achieve Good performance financial services through proof around 275 customers return back to re-apply and Solved >5% Credit problems.
· Responsible to research Local Small-business development which analyzes New Market targets to obtain potential customers. Then, Directing and Coordinating Facilitator to expand our target areas.
As a Freelancer Photographer (2016 - Currently)
· As a Contributor on iGettyimages
· Helping Local-Brand and Culinary Businesses to promote products with Photography for Advertising on Social Media.
· Consulted with clients to discuss preferences, styles, and ideas for commissions
· Completed fittings with models and customers and pinned garments for planned alterations
· Planned and prepared for all on-location and studio shoots and Prepared lights and flashes to be used with cameras
· Understood directing Photography concepts for Wedding Events, Birthday Events, Bridal showers, Baby Shower, and many more.
Lou Digital Photo Studio Bandar Lampung
As a Photographer (2014-2015)
· Handled cameras operating at several thousand frames per second and Resolved client concerns quickly and professionally
· Experienced in quick adjustment using a Camera which is a Mirror-less Sony Seri A7, DSLR Canon D series, and Fujifilm X series. Multitasking for Shooting Picture or Video.
· Defined and recommended detailed solutions to capture images and Set up lighting, prepared sweeps and organized area for photography sessions
· Selected and altered secondary photographic features such as backdrops and lighting
EXTRA-CURRICULARS
Connect English Community (2020- Currently)
Remaja Islam Masjid Jami’atul Fityan (2019)
Official Independent Day Neighborhood (2018)
Gita PrajaSaburai Marching Band of Lampung (2013-2014)
TRAINING AND CERTIFICATION
Design Products that users love with Data Powered Design (Skill Academy) 2020
Softskill Training Program (Darmajaya Career Center) 2020
Microsoft Office Specialist (Trust Training Partner) 2020
Accounting Certification (Weddie Apriyanto & Muhaemin Akuntan Publik) 2013
INTEREST
Economic for Development
Small Micro Enterprises Development
Commercial Photography
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