MUHAMMAD ROMI
Bandar Lampung city, Lampung. Indonesia +62 851 5676 2491
romimuhammad1@gmail.com
EDUCATION
Bachelor of Economics, Management program study.
Instituet
Informatic and Business Darmajaya, Lampung
GPA : 3.86/4.00
(2016-2020)
·
Succeed making essay
papers on Management of Marketing course with the title " Impulsive buying
behavior on Shopee Inc., by Hedonic buying behavior, price discount, and
Electronic payment". (A)
·
Volunteer Teaching
at Elementary School Kaliasin, Lampung (2017)
·
Chosen to present the
result of proposal research at The First Colloquium of IBI Darmajaya 2020.
·
Internship at Bina
Mandiri Sejahtera Co, I worked to implement The Risk Management of SME loan
fields.
Vocational High School 1 Bandar Lampung, Accounting
Major (2010-2013)
·
Certification of
Accounting Competence (9.26/10.00 average)
·
Internship at Rural
Banks Pasar Lampung Province as Credit Administration Staff
·
Choose Student
Council Official as a Leader Equipment Committee.
RESEARCH EXPERIENCE
Bachelor
Research, Economic Faculty Management program study. IBI Darmajaya
(2019-2020)
Analyzes Long-Run abnormal return on financial technology
firms acquisition (A Study on start-up companies In Indonesia Stock
Exchange during 2017-2020)
SKILLS
Interpersonal skill
·
Official Youthcamp
SMKN 1
·
Manage teamwork at
Colloquium of IBI Darmajaya 2020
·
Creative thinking as a
freelancers Photographer (2016-Currently)
·
Understand to be good
communication and empathetic listening for every activity in Connect English
Community
·
Talented As a
Freelancer Photographer and provide the best service for clients
Research and Analysis
·
SPSS, Eviews, and
Minitab Software to analyze data of research.
·
Implementation of
Management Risk Credit by Improvement Credit Quality on Reducing Bad Credit at
Bina Mandiri Sejahtera Co., (2019)
Project Management
Volunteer Teaching at Elementary School Kaliasin, Lampung
(2017)
Organizational Skills
Best Third Baritone Player on Drum Band Competition (2012)
Time Management
Successed manage the time for studying at the college and
working as a permanent employee at Bina Mandiri Sejahtera Co., for 3.5 years
and achieve cumlaude predicate.
WORK EXPERIENCE
Credit Analyst at
Bina Mandiri Sejahtera Co.,
(2016-2021)
·
Responsible for hold
NPL under 5% through analysis of the potential customers on Small Local
Business development.
·
Contributing SMEs
Development with processing Loans disbursement of around 9 billion rupiahs for
years.
·
Assessing at least 100
Loan Applications per month through responsible to direct field survey and
Interviewing after ensure The Application Loans and Document requirements were
complete.
·
Built a Communication
Customer Relationship with regular visits and achieve Good performance financial
services through proof around 275 customers return back to re-apply and Solved
>5% Credit problems.
·
Responsible to
research Local Small-business development which analyzes New Market targets to
obtain potential customers. Then, Directing and Coordinating Facilitator to
expand our target areas.
As a Freelancer Photographer
(2016
- Currently)
·
As a Contributor on
iGettyimages
·
Helping Local-Brand
and Culinary Businesses to promote products with Photography for Advertising on
Social Media.
·
Consulted with clients
to discuss preferences, styles, and ideas for commissions
·
Completed fittings
with models and customers and pinned garments for planned alterations
·
Planned and prepared
for all on-location and studio shoots and Prepared lights and flashes to be
used with cameras
·
Understood directing
Photography concepts for Wedding Events, Birthday Events, Bridal showers, Baby
Shower, and many more.
Lou Digital Photo Studio Bandar Lampung
As a Photographer
(2014-2015)
·
Handled cameras
operating at several thousand frames per second and Resolved client concerns
quickly and professionally
·
Experienced in quick
adjustment using a Camera which is a Mirror-less Sony Seri A7, DSLR Canon D
series, and Fujifilm X series. Multitasking for Shooting Picture or Video.
·
Defined and
recommended detailed solutions to capture images and Set up lighting, prepared
sweeps and organized area for photography sessions
·
Selected and altered
secondary photographic features such as backdrops and lighting
EXTRA-CURRICULARS
Connect English Community (2020- Currently)
Remaja Islam Masjid Jami’atul Fityan (2019)
Official Independent Day Neighborhood (2018)
Gita PrajaSaburai Marching Band of Lampung (2013-2014)
TRAINING AND CERTIFICATION
Design Products that users love with Data Powered Design
(Skill Academy) 2020
Softskill Training Program (Darmajaya Career Center)
2020
Microsoft Office Specialist (Trust Training Partner)
2020
Accounting Certification (Weddie Apriyanto & Muhaemin
Akuntan Publik) 2013
INTEREST
Economic for Development
Small Micro Enterprises Development
Commercial Photography
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